Heat ghee in a thick bottom pan. Add cashew and raisins and fry until the cashew is golden and the raisins puff up. Set aside
In the same pan, add the rice and chana dal and fry on low-medium flame for a few minutes
Add sufficient water and bring it to boil. Cover and simmer until the rice and chana dal is completely cooked
Add jaggery, coconut and 2 cups of water. Bring to boil and let it simmer for 15-20 minutes
Adjust the consistency as per your preference by adding more water
Add the cardamom powder, fried cashew, and raisin and mix well
Serve warm or cold